Direct vs non-direct recognition: which is better?

In this podcast, Kim and Spencer talk about direct recognition vs non-direct recognition life insurance loans: Two different ways life insurance companies charge for loans.

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Show Notes

  • How a life insurance company charges for loans: direct recognition and non-direct recognition – 1:00
  • Kim talks about direct recognition: the loan will be affecting the dividend – 1:40
  • A positive effect of borrowing cash value – 2:20
  • Kim explains to us what is non-direct recognition: doesn’t impact the dividend – 3:30
  • Kim tells us that life insurance companies don’t check credits – 6:46
  • What’s the best thing to do to take the next step?: always learn, learn, learn – 7:35
  • Kim shares with us a special email for the podcast listeners – 8:25


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