The Prosperity Podcast

Category: The Prosperity Podcast

Peer-to-Peer Lending (Episode 047)

Creating a Win-Win Situation for Your Money

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Today, on the Prosperity Podcast, Todd Strobel and Kim D.H. Butler discuss peer-to-peer lending. In this episode, Kim speaks to the several advantages of P2P lending, for both investor and borrower. Todd lays out a few statistics regarding P2P lending and how these numbers compare to other ways of investing. Finally, they explain the potential dangers of P2P and how to utilize it in your portfolio.

If you would like the opportunity for us to answer your question on the show or to be a guest on our show, be sure to keep sending us questions and reach out to us!

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Pay Today or Put Away? (Episode 046)

The Advantage of After-Tax Saving and Investing

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To pay, or not to pay, that is the question on today’s episode of the Prosperity Podcast. Todd Strobel and Kim D.H. Butler respond to a client question about how to approach and handle money in a pre-tax account against when it’s in a post-tax account. Kim and Todd explain the issues that arise with the 401(k) and IRA realms. They offer alternatives to handle IRA money, as well as, options outside of traditional thinking, which include bridge loans, life settlements, and life insurance.

 

If you would like the opportunity for us to answer your question on the show or to be a guest on our show, be sure to keep sending us questions and reach out to us!

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Consumer Expenditures Report (Episode 045)

How Do You Spend Your Money?

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Todd Strobel and Kim D.H. Butler take a look at the U.S. Bureau of Labor Statistics report on how the average American spends their money. Todd goes over the demographics and how it reflects the “average” American. Kim explains what each category means and what the numbers are indicative of. Finally, they look over the most troubling numbers of all regarding Americans life insurance and pension expenditures.

What do the spending trends reveal? Do you know how your spending stacks up? Find out on today’s episode of the Prosperity Podcast.

If you would like the opportunity for us to answer your question on the show or to be a guest on our show, be sure to keep sending us questions and reach out to us!

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Getting Off the Roller Coaster (Episode 044)

Leaving the Wild Ride of the Stock Market Behind

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Todd Strobel and best-selling financial author Kim D.H. Butler look at the recent downturn and volatility in the stock market. Kim explains that risk does not have to equal reward. They offer alternative investment options away from the market. Todd questions the thrill of gambling. Finally, they discuss leaving the wild ride and share information to contact our Prosperity Economic Advisors.

If breaking even is your goal, do you know the opportunities you’ve already missed? Find out how to get OFF the stock market roller coaster on today’s episode of the Prosperity Podcast!

If you would like the opportunity for us to answer your question on the show, be sure to keep sending us questions and reach out to us!

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Whole Life Insurance Provisions (Episode 043)

What Happens If You Skip Paying Your Life Insurance Premiums?

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Today, on the Prosperity Podcast, Kim D.H. Butler and Todd Strobel explain what occurs when whole life insurance policyholders miss one or more premium payments. They discuss the flexibility built into whole life insurance policies, and what many policyholders forget – that if they have an interruption in income, their policy may be able to HELP them pay essential bills! Kim breaks down the order to use your money when you’re able to make payments again: base premiums, repaying the policy loan, or paid-up additions? Todd looks at the benefits in the self-employment realm.

It’s important to have your money accessible when it’s needed – do you have that safety net? Find out on today’s episode how life insurance provisions can help.
If you would like the opportunity for us to answer your question on the show or to be a guest on our show, be sure to keep sending us questions and reach out to us!

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Can You Sell Your Life Insurance Policy? (Episode 042)

Should you sell or cancel your life insurance policy? What are your options?

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Todd Strobel and Kim D.H. Butler explore what people do when they can’t (or don’t want to) make their life insurance premium payments. On today’s episode, Kim dives into the possibility of selling your policy to investors of life settlements vs. just cancelling your policy and taking the cash value.

Kim discusses the benefits and potential drawbacks of selling a policy, and who might be able to sell a policy. Todd chimes in with the type of policyholder that may have the most to gain from selling their death benefit. Finally, they assess how life settlements have increased the flexibility and choices for both investors and policyholders.

If you are “too young” to sell your policy, you’ll also want to read this article for more options: “7 Ways to Save a Life Insurance Policy (even when you can’t afford the premiums)”

If you would like the opportunity for us to answer your question on the show or to be a guest on our show, be sure to keep sending us questions and reach out to us!

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