The Prosperity Podcast

Category: The Prosperity Podcast

Financial Literacy Test: Part 1

How Literate are Financial Literacy Tests?

P4P026-FinancialLiteracyTestPart1How financially literate are students? Kim Butler and Todd Strobel head back to high school to take a test. Questions about Financial Literacy are asked, answered, and discussed, as well as why a few of the questions themselves might be misleading!

This financial literacy test features a segment about investing, financial responsibility and insurance, as well as a segment on credit cards and debt. There will be no talking during the test on today’s episode of the Prosperity Podcast.

If you haven’t already, check out our ebook, Financial Planning Has Failed, now available as an audiobook as well. Visit our site and download your free copy now!

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Reaching the Tipping Point

The 401(k) on the Decline

How should investors respond to the 401(k) on the decline? Is the stock market poised for another correction? Today’s episode presents the argument for self-directed IRAs and non-correlated investments.

Kim Butler and Todd Strobel explain the ripple effect that Baby Boomers have had on 401(k). They explain how this will impact the market and why it may be a good thing, in the long run. They also discuss alternative ways to invest, particularly non-correlated asset classes and investments that do not fluctuate with stock market prices. It’s all about making your money grow and work for you in today’s episode of the Prosperity Podcast.

We now have our ebook, Financial Planning Has Failed, available as an audiobook. Visit our site and download your free copy now!

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The Growing Cost of a College Education

Your Guide to Navigating the Seas of Rising College Costs

P4P024-TheGrowingCostOfACollegeEducationKim Butler and Todd Strobel breakdown college and why the costs keep rising. They analyze higher education based on the Prosperity Principles and also from looking at the numbers. They take into account both the parent’s and the student’s prosperity as factors.

Are there alternatives to handling the cost of education? Yes, and we discuss why a 529 plan is NOT what we recommend.

Finally, we answer the age old question of, “What are they teaching kids these days?” in today’s episode of the Prosperity Podcast.

We now have our ebook, Financial Planning Has Failed, available as an audiobook. Go here to get your free copy now! You’ll get access to the PDF ebook along with the audiobook version.

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Being Prepared to Go from ‘We’ to ‘Me’

The Importance of Opening a Dialogue About Your Assets, Medical Wishes, and More

P4P023-PlanningForGoingFromWeToMeKim Butler and Todd Strobel discuss the importance of having meaningful conversations. They discuss the importance of keeping partners involved, informed, and prepared in case of an untimely crises or other changes.

The Big D’s such as Death, Divorce, Debt, and Documents stage on today’s episode of the Prosperity Podcast. How can you prepare for the unexpected? Find out on today’s show!

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Debt: Easy as Pie

Handling Your Mortgage Debt Can be as Easy as Pie

P4P022-DebtEasyAsPieKim Butler and Todd Strobel continue their discussion on mortgages. They show how debt and mortgages are intertwined and how it’s not a bad thing.

Reverse mortgages are also discussed and can be recommended to a specific audience. Yet Kim proposes a specific solution. The Prosperity Principles are on full display in today’s episode of the Prosperity Podcast.

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Mortgages: Faster Isn’t Always Better

Why You DON’T Want to Pay Your Mortgage off Too Quickly!

P4P021-MortgagesBiggerIsntAlwaysBetterKim Butler and Todd Strobel set their sights on mortgages in this episode, analyzing different strategies by using the Prosperity Principles to uncover the best options. They discuss down payments, compare 15 vs 30 year mortgages, and tackle other questions to consider when getting a mortgage, with some surprising answers!

How big should your down payment be? Is a 15 or 30 year mortgage more efficient in the long run? What is the value of your cash down payment, or your cash flow? And is there value in “peace of mind”, even if it means choosing a less effective economic strategy? Find out in today’s episode of the Prosperity Podcast.

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