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Most people don’t talk about the life insurance death benefit because they don’t understand the 5 strategies of how to use it. Kim Butler talks about these different strategies along with a different approach to spending your assets when you approach retirement age.
Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode.
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Leaks. Lawsuits. Continuing questions about Russia. Political unrest and FBI dramas. A media that has become both the attacker and the attacked. Conflicts of interest, ideologies, and personalities. Salacious stories to distract us from threats of WW3. Financial Planning without investment management. Citizens weary of increasing political polarization, terrorist attacks, school violence, endless conflicts in the Middle East, and bad news.
A few weeks ago, we published an article, 
There is a concerning movement now in our industry, in which some insurance agents and financial advisors are contacting policyholders (both their past clients and people they have not worked with before) and trying to talk them into “exchanging” their life insurance policy. This question of whether or not to exchange an older (usually Whole Life) policy for a newer (usually Indexed Universal Life) policy has come up with several clients lately, so I wanted to address it here for all our readers.
“Pay cash up front or make easy monthly payments?” When it comes to homes, cars, cell phones and other purchases, oftentimes, people choose payments. And so it is with life insurance; making “payments” in the form of long-term premiums is the common way to create and build a life insurance asset.
