LIFE INSURANCE

Category: LIFE INSURANCE

Making Saving A Priority Now – Episode 292

What happens when you become uninsurable? On this episode, Kim and Spencer discuss the importance of savings, the opportunities that doing so creates and the possible consequences of avoiding it, all from the perspective of a real-life example in the form of Jeff’s story.

Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode.

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Converting Term Insurance to Whole Life – Episode 280

How do you know if it’s time to convert your term insurance to whole life? If you have a term life insurance policy that is aged, or you wanting to just convert that policy to a whole life policy this is the episode for you. Kim and Spencer talk about the maximum cash value method so you can make the best decision.

Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show?

Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode.

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How to Face Your Biggest Financial Fears

Boo! Halloween can be fun if you enjoy dressing up or seeing others dress up. It’s also a season when some people like to “scare themselves” with scary costumes, movies, Stephen King novels and haunted houses!

The truth is, many people enjoy being temporarily frightened—a phenomenon confirmed by science. Of course, a scary movie or haunted house is just make-believe, and we know it will be over soon. On the other hand, financial fears aren’t so fun—especially if you don’t know how to make them stop!

Your money fears may make you feel like hiding under the bed. But knowing how to face them can help you regain a sense of peace and control. Today, we look at some of the biggest financial fears, and how to deal with them constructively!

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Too Old for Life Insurance? Whole Life Insurance for Seniors

“Old age isn’t so bad when you consider the alternative.”
– Maurice Chevalier

“Am I too old for life insurance?”


We get this question a lot, surprisingly, from people who are only in their 50’s or 60’s. But the truth is that you’re probably not too old for life insurance.

Most mutual companies offering whole life insurance will insure people up to age 85. Health has more of an impact than age on whether or not you will qualify. But don’t assume that you won’t qualify just because you’re over age 60 or 70, even if there has been a health crisis in your past.

However, just because you CAN get life insurance doesn’t mean you should. In this article, we’ll examine why many seniors ARE buying life insurance, along with some of the pros and cons of doing so. If you are a grandparent or great grandparent wanting to leave an inheritance, a senior looking for greater protection and financial flexibility, or a middle-aged adult considering whole life insurance for a parent, this article is for you.

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Car Insurance Agents and Life Insurance – Episode 269

Who should you get life insurance from?

Kim and Spencer talk about life insurance in this episode, including strategies that many are not familiar with. They also talk about an important question: Should you buy a life insurance from your car insurance agent? 

Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode..

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10 Gifts for More Wealth, Less Worry!

Giving: a Partners for Prosperity Tradition

Every June 27, we celebrate our fearless leader, Kim Butler‘s birthday — with gifts for YOU!

This year, we start the giveaway with a complimentary copy of Kim’s first book, Live Your Life Insurance. In some ways, it creates the foundation of all of the other books that have come after, because it tells you how to build your financial foundation.

live your life insurance coverIf you’ve ever wondered

  • the real costs and benefits of using whole life insurance cash value
  • how a death benefit can actually help YOU–not just your beneficiaries
  • how you can use the tax advantages of life insurance
  • how much to purchase (and why a “needs analysis” falls short)
  • and how to use your policy for INVESTING and other opportunities at different stages of life

— this is for you!

And if you think of life insurance as just “death insurance,” this is definitely for you!

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