LIFE INSURANCE ADVICE

Category: LIFE INSURANCE ADVICE

Two Ways Of Charging For Loans: Direct vs Non-Direct Recognition – Ep. 276

Direct vs non-direct recognition: which is better?

In this podcast, Kim and Spencer talk about direct recognition vs non-direct recognition life insurance loans: Two different ways life insurance companies charge for loans.

Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode..

Read More

How To Prepare for a Life Insurance Medical Exam – Episode 275

Have you ever wondered what happens at the life insurance medical exam? Join Kim and Spencer as they walk you through how to prepare for a life insurance medical exam and what you should expect from it.

Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode..

Read More

Car Insurance Agents and Life Insurance – Episode 269

Who should you get life insurance from?

Kim and Spencer talk about life insurance in this episode, including strategies that many are not familiar with. They also talk about an important question: Should you buy a life insurance from your car insurance agent? 

Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode..

Read More

How Do Life Insurance Loans Work? – Episode 264

Understanding how life insurance loans work and their real costs can help you see the truth in this financial situation. Kim and Spencer also take a listener question: Why did my financial advisor lead me down the wrong course?


Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode..

Read More

Questions to Consider AFTER You Apply for Life Insurance

“The art and science of asking questions is the source of all knowledge.”
—Thomas Berger

A few weeks ago, we published an article, “Essential Questions to Ask BEFORE You Apply for Life Insurance” that gave guidance on:

  • choosing life insurance companies
  • evaluating types of insurance
  • policy time frames
  • avoiding common mistakes, and pitfalls, and more.

We received an excellent response to the article, and today, we continue the conversation to discuss the questions and decisions that come into play during the application process. These questions are relevant to whole life insurance and may not apply to other types of life insurance, especially types with little or no cash value, or life insurance that does not guarantee the death benefit permanently. How will you know? Ask the questions!

Read More

Essential Questions to Ask BEFORE You Apply for Life Insurance

Nobody wants “buyer’s remorse” when it comes to something as important as life insurance! And yet, we hear it all the time… policy owners who wish they knew what they know now before they bought their policy.

Today we’ll give you some questions to consider early in the process. (There are also questions to consider later, such as specific riders, amount of insurance, and beneficiaries, but first things first.) There are important questions you may not know to ask, and additionally, there are the questions that everyone asks that may be less important than you think!

Read More

This website is provided for informational purposes only. The information contained herein should not be construed as the provision of personalized investment advice. Information contained herein is subject to change without notice and should not be considered as a solicitation to buy or sell any security or investment. Investing involves the risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results and may have been impacted by events and economic conditions that will not prevail in the future.