The Prosperity Blog

Bad News, Better News, Good News!

(Wisdom from Peter Diamandis with additional contributions from Kim Butler)

Wisdom from Peter Diamandis and Kim Butler

You might tend to think that when bad things happen in the world, we get a lot of negative news as a result. Then, perhaps, when good things happen, the news cycle will improve. But have you noticed… the news is (almost) ALWAYS negative?

What is the impact of this negative bias? What draws our attention towards this kind of news, and what result does it have on our lives, our health and our prosperity? More importantly, what other options are available?

Today, we are sharing a recent blog post from Peter Diamandis on this very topic. It’s lightly edited as indicated with our own thoughts inserted.

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The Great American Debt Addiction

“An alien invasion comes to the United States threatening to take over the world. (Imagine screams, fear, and drama.)
How does the U.S. government respond?
It cuts interest rates!”

The Great American Debt Addiction

That joke came to us via an email from Todd Tresidder. It’s funny, sadly, because it is TRUE!

The pandemic revealed an ugly truth about our country: we are hopelessly addicted to debt—the cheaper the better! Debt is an epidemic that has weakened our personal and national financial immune system. And while we can point fingers at the government and the Fed, debt is also an increasing problem that impacts nearly everyone—from manufacturers to farmers, from small business owners to those in the working class.

Low interest rates may blunt the impact, but what’s the real cost of “cheap” debt? It can artificially inflate prices and undermine the value of our assets. The over-reliance on debt undermines our economy, our citizens, our companies, and the well-being and stability of our country.

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Redefining Aging: Thriving to 100 and Beyond!

“When life seems hard, the courageous do not lie down and accept defeat. Instead, they are all the more determined to struggle for a better future.”

—Queen Elizabeth II (age 94)
Seniors Thriving to 100 and Beyond!

If you listen to the dominant news narrative about the current situation, you might get the idea that those who are age 70 and beyond are all weak and vulnerable. Perhaps they’ve lived and given their best and should just dutifully prepare to pass the torch to a younger generation. And—for their own good—they should abandon all hope of new travels, adventures, or work.   

This perception of our seniors as primarily weak and vulnerable is, however, hogwash! It’s time to redefine aging.

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The Prosperous Pivot: Innovate for Profitability Now!

“Necessity is the mother of invention.”
—English Proverb

It’s been said, there’s never a shortage of money… only a shortage of ideas. And perhaps nothing proves that more than watching business owners, solo entrepreneurs and everyday people make extraordinary changes during this time.

Pandemic afoot? No problem! Today, we share examples of people who found ways to keep serving, continue earning, and keep employees working in spite of uncertainty, mandated business closures and distancing guidelines.

While the stimulus/relief checks will help many people, we cannot and should not rely on the government to solve every problem. People are naturally resilient and creative—especially when circumstances require it! And as we pointed out in a recent article on making money from home, the current situation provides an opportunity to start a new stream of income or even make a career change.

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Whole Life Insurance: A Firm Financial Foundation

Whole Life Insurance, Explained.

Secondly, your Human Life Value (HLV) typically grows over time

If you look up the definition of whole life insurance, you’ll discover it is “a type of permanent life insurance that offers cash value.” People with a limited understanding may say it’s just “expensive life insurance.” Others may claim it’s an investment or even a replacement for any other type of retirement plan.

But what is whole life insurance, really? What are the “basics” you should know? How does it work, what does it do, and what are the benefits of starting (or keeping) a whole life policy?

In this article, we will explain:

  • What whole life insurance is… and what it’s not
  • How it works and what it does
  • Who uses it and why
  • The unique benefits it offers
  • And much more!
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The CARES Act Explained (VIDEO)

What the new Coronavirus Aid, Relief and Economic Security Act means for you and your business.

If you have been trying to figure out the new stimulus/retreat bill passed last Friday, we have a treat for you!

Our friend Tom Wheelwright just recorded a video with all of the ins and outs of the CARES Act. He outlines the specific benefits availabe for both individuals and businesses, and gives you guidelines on who qualifies.

Tom is one of the most innovative and in-demand financial educators we know! CPA, author of Tax-Free Wealth and host of The WealthAbility podcast, we are thrilled to feature Tom’s expertise!

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Give Your Dollars a Lifetime Guarantee

“The best way to guarantee a loss is to quit.”
~ Morgan Freeman

Set of money back guarantee badges in flat style. 30, 60, 90 dayNot much in life is truly “guaranteed.” We can’t guarantee the weather, what other people will or won’t do, the direction of the markets, or even if we’ll be around to see tomorrow.

And even most “guarantees” have exceptions.

Your purchase is guaranteed – but only for 30 days, or unless you drop the item, get it wet, or use it in a hazardous way.

Sometimes you have to jump through hoops to claim a money-back guarantee. You may have to return the unused product or prove that you tried it before you can even request a guarantee. One skin product company only honored their guarantee if you could provide “before and after” pictures of yourself with a newspaper showing the dates at the beginning and the end of the 90-day-trial period!

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