Tag Archives: whole life insurance

Permanent Life Insurance: The Best Coverage for the Short Term?

“Prediction is very difficult, especially about the future.” -Neils Bohr, Danish Physicist The Challenges of Choosing Life Insurance Should you buy term insurance, permanent insurance (also called whole life or cash value), or both? It’s a major financial decision everyone … Continue reading

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Nine Ways to Use Your Whole Life Insurance Policy to Get Cash

“The best things in life are free But you can give ‘em to the birds and bees I need money;that’s what I want!” -from Money (That’s What I Want), written by Berry Gordy and Janie Bradford. Recorded in 1959 by … Continue reading

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Ignorant Certainty: (“I know I don’t like it, even though I don’t know what it is.”)

LISTEN: Ignorant Certainty (11:59min) The French essayist Michel de Montaigne (1533-1592) sagely observed: “Nothing is so firmly believed as what is least known.” Although Montaigne’s comments are more than four centuries old, they still apply today – especially when the … Continue reading

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Fourth-Leg Contrarian Indicator: Life Insurance Must Make Sense, Because Fewer People Have It.

LISTEN: Fourth-Leg Contrarian Indicator: Life Insurance Must Make Sense, Because Fewer People Have It. (mp3audio) (4:11 min) A contrarian is someone who believes the herd is usually wrong: the herd is usually running just behind the curve, the herd buys … Continue reading

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Permanent Life Insurance: A Few Questions For The “Experts”, And A Few Answers From Consumers

LISTEN: Permanent Life Insurance: A Few Questions For The “Experts”, And A Few Answers From Consumers (mp3audio) (10:42 min) As has been mentioned in previous issues, permanent/cash value life insurance (i.e., any life insurance policy designed to remain in-force for … Continue reading

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Whole Life Insurance: Complex, Ingenious

LISTEN: Whole Life Insurance: Complex, Ingenious (mp3audio) (11:47 min) What is whole life insurance? A simple answer, one you might find on a financial information website, might describe whole life insurance as a combination of life insurance and cash value. … Continue reading

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ASSET TRANSFERS:From Cash to Cash Values and Life Insurance

LISTEN Asset Transfers (mp3audio) (9:57 min) Perhaps coinciding with the economic fallout from the Great Recession, the past few years have seen some significant adjustments by financial experts in regard to cash value life insurance. Rather than being seen through … Continue reading

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