Tag Archives: retirement planning

Financial Protocol: How To Compensate Family Caregivers

LISTEN: Financial Protocol (mp3audio) (9:22 min) Another socio-economic impact of increased longevity is the growing occurrence of children and/or other family members serving as care-givers for aging parents and relatives. The latest statistics from a 2010 report by the National … Continue reading

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Will 75 Become The New 65?

LISTEN: Will 75 become the new 65? (mp3audio) (14:28 min) Perhaps more than any other issue, increased life expectancy has changed the financial metrics of retirement. While newspapers and media pundits attempt to divine the tea leaves of today’s economic … Continue reading

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Retirement: Work longer. Spend more. Save less. Have fun. (Really?)

LISTEN: Retirement: Work longer. Spend more. Save less. Have fun. (Really?) (mp3audio) (14:38 min) Math never lies, but sometimes its practical applications don’t add up in real-life circumstances. And when you take a purely mathematical approach to retirement planning, these … Continue reading

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Income Stealer for Retirees: Credit Card Debt

LISTEN: Income Stealer for Retirees (mp3audio) (2:34 min) An October 22, 2010 article released by the Reuters news service carried the following headline: Retired and broke: Why retirees are declaring bankruptcy The article noted that while personal bankruptcy filings are … Continue reading

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Retirement Income Streams: Guarantees, Promises And Contracts

LISTEN: Guarantees, Promises and Contracts (mp3audio) (12:28 min) If you want to ensure a steady stream of income in retirement, what’s the best approach? Any assessment of meeting the challenge of retirement income inevitably reduces to two options: group plans … Continue reading

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Group Retirement Plans: What are we talking about?

LISTEN: Group Retirement Plans: What are we talking about? (mp3audio) (4:10 min) A group retirement plan is any government- or employer-sponsored program that is intended to provide retirement income. Social Security is a group plan. A defined-benefit pension is a … Continue reading

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Retirement Planning Should Not Be a Group Project

LISTEN: Retirement-Planning-Should-Not-Be-a-Group-Project (mp3audio) (17:17 min) “Wide diversification is only required when investors do not understand what they are doing.” – Warren Buffett “There is strength in numbers.” “Larger organizations can achieve economies of scale.” These are some of the reasons people … Continue reading

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