Tag Archives: financial planning

Why Financial Planning Doesn’t Work – An interview with Kim Butler

Recently I had the opportunity to be interviewed by syndicated financial columnist Steve Savant, whose video show Let’s Get Down to Business produces daily content for financial and insurance professionals. Although it was filmed for a different audience, it’s a … Continue reading

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Exposing the Myth of Job Security

People believe that being a business owner is risky, but I believe that having only ONE source of income – ONE source that can be terminated at any time (typically by ONE person) – is the real risk. -Best Selling … Continue reading

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Not-So-Smart Planning: Is “Conventional Wisdom” Threatening Your Financial Future?

My Conversation with Elder law Attorney Nicole Wipp on the Smart Planning 101 Podcast “Financial Planning Does Not Work.” – Nicole Wipp Nicole Wipp of the Smart Planning 101 Show  is an Elder Law Attorney who grew up in a … Continue reading

Posted in 401K's & IRA's, ALTERNATIVE INVESTMENTS, PERSONAL FINANCES, RETIREMENT PLANNING | Tagged , , , , , , | Leave a comment

The Behavioral Nudge to Spend, Built Into the 2011 “Payroll Tax Holiday”

LISTEN: The Behavioral Nudge to Spend (mp3audio) (7:44 min) One of the tax changes negotiated in Congress’ closing session of 2010 was a one-year reduction in the employer’s portion of Social Security and Medicare taxes deducted from workers’ paychecks. Previously, … Continue reading

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Saving: A logical response to uncertainty

LISTEN: Saving: A logical response to uncertainty (mp3audio) (3:54 min) A July 29, 2010 USA Today article noted that “Rather than investing in their future, companies are piling up cash and collecting practically zero interest on the money.” The December … Continue reading

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Fourth-Leg Contrarian Indicator: Life Insurance Must Make Sense, Because Fewer People Have It.

LISTEN: Fourth-Leg Contrarian Indicator: Life Insurance Must Make Sense, Because Fewer People Have It. (mp3audio) (4:11 min) A contrarian is someone who believes the herd is usually wrong: the herd is usually running just behind the curve, the herd buys … Continue reading

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Retirement: Work longer. Spend more. Save less. Have fun. (Really?)

LISTEN: Retirement: Work longer. Spend more. Save less. Have fun. (Really?) (mp3audio) (14:38 min) Math never lies, but sometimes its practical applications don’t add up in real-life circumstances. And when you take a purely mathematical approach to retirement planning, these … Continue reading

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