Tag Archives: financial management

Will 75 Become The New 65?

LISTEN: Will 75 become the new 65? (mp3audio) (14:28 min) Perhaps more than any other issue, increased life expectancy has changed the financial metrics of retirement. While newspapers and media pundits attempt to divine the tea leaves of today’s economic … Continue reading

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The Behavioral Nudge to Spend, Built Into the 2011 “Payroll Tax Holiday”

LISTEN: The Behavioral Nudge to Spend (mp3audio) (7:44 min) One of the tax changes negotiated in Congress’ closing session of 2010 was a one-year reduction in the employer’s portion of Social Security and Medicare taxes deducted from workers’ paychecks. Previously, … Continue reading

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Saving: A logical response to uncertainty

LISTEN: Saving: A logical response to uncertainty (mp3audio) (3:54 min) A July 29, 2010 USA Today article noted that “Rather than investing in their future, companies are piling up cash and collecting practically zero interest on the money.” The December … Continue reading

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Fourth-Leg Contrarian Indicator: Life Insurance Must Make Sense, Because Fewer People Have It.

LISTEN: Fourth-Leg Contrarian Indicator: Life Insurance Must Make Sense, Because Fewer People Have It. (mp3audio) (4:11 min) A contrarian is someone who believes the herd is usually wrong: the herd is usually running just behind the curve, the herd buys … Continue reading

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Retirement: Work longer. Spend more. Save less. Have fun. (Really?)

LISTEN: Retirement: Work longer. Spend more. Save less. Have fun. (Really?) (mp3audio) (14:38 min) Math never lies, but sometimes its practical applications don’t add up in real-life circumstances. And when you take a purely mathematical approach to retirement planning, these … Continue reading

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Income Stealer for Retirees: Credit Card Debt

LISTEN: Income Stealer for Retirees (mp3audio) (2:34 min) An October 22, 2010 article released by the Reuters news service carried the following headline: Retired and broke: Why retirees are declaring bankruptcy The article noted that while personal bankruptcy filings are … Continue reading

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The Best Financial Strategy: It’s All About Income

LISTEN: It’s all about Income (mp3audio) (13:11 min) So many choices, so many voices, so little clarity 21st century technology offers infinite financial possibilities. With a single click from their home computers, individuals can buy shares on a foreign exchange, … Continue reading

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