Category Archives: WHOLE LIFE INSURANCE

Make a Million Dollar Resolution (Part 3) – Start Building Equity!

“Character is the ability to carry out a good resolution long after the excitement of the moment has passed.” – Cavett Robert   Last year we published Parts 1 and 2 of “Make a Million Dollar Resolution,” and today, we … Continue reading

Posted in INSURANCE AS AN ASSET, PERSONAL FINANCES, REAL ESTATE, WEALTH-BUILDING, WHOLE LIFE INSURANCE | Tagged , , | Leave a comment

Family Banking 101

“A Family Bank is a strategy to keep wealth in your family and keep it growing… from generation to generation.” – The Family Banking Book (forthcoming) This strategy has been called “Family Banking,” “Private Family Banking,” the “Private Reserve Strategy,” … Continue reading

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Has Kiplinger’s Sold Out?  The Financial Media Bias (Part 2 – The Stock Market and Saving Money)

“Personal finance publications bias their recommendations—either consciously or subconsciously—to favor advertisers.” – Jonathan Reuter and Eric Zitzewitz, Quarterly Journal of Economics Two weeks ago, we started a rant inspired by a single issue of Kiplinger’s that I picked up to read … Continue reading

Posted in CASH VALUE INSURANCE, INSURANCE ADVICE, SAVING MONEY, WHOLE LIFE INSURANCE | Tagged , , , | 2 Comments

7 Ways to Save a Life Insurance Policy (even if you can’t afford the premiums)

“I bought a new life insurance policy but the small print is impossible to understand. All I´m sure of is that after I die, I can stop paying.” Do You Want to Stop Paying Your Life Insurance Premiums? What happens … Continue reading

Posted in CASH VALUE INSURANCE, FAMILY and FINANCES, INSURANCE ADVICE, INSURANCE AS AN ASSET, ORGANIZING YOUR FINANCES, WHOLE LIFE INSURANCE, WILLS and ESTATE PLANNING | Tagged , , , | 2 Comments

Suze Orman: Follow Her Example – Not Her Advice!

“…We place a lot of “stock” in the so-called “experts” and financial celebrities…. Unfortunately what they do and what they say are of two opposing philosophies.” – Wealthicity.com Actions Speak Louder Than Words It seems that the best advice can be … Continue reading

Posted in ENTREPRENEURSHIP, INSURANCE ADVICE, INVESTING ADVICE, PERSONAL FINANCES, WHOLE LIFE INSURANCE | Tagged , , , , | 2 Comments

Is Whole Life Insurance a Good Investment? Busting the ROI Illusion

“Whenever I hear a financial consultant (or anyone) talk about less expensive premiums for term, I know they really don’t understand how this animal of properly designed whole life insurance really works.” – DailyFinance.com Is whole life insurance a good … Continue reading

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The Leverage Test: Can You Use Your Assets as Collateral?

“When we leverage, we aggregate and organize existing resources to achieve success.” – Richie Norton, The Power of Starting Something Stupid. When you invest or store your dollars somewhere, it’s important to consider if – or on what terms – … Continue reading

Posted in 401K's & IRA's, CASH VALUE INSURANCE, INSURANCE AS AN ASSET, WHOLE LIFE INSURANCE | Tagged , , , , | 1 Comment