Category Archives: WHOLE LIFE INSURANCE

How to Buy Life Insurance for a Child

“The sooner you save, the faster your money can grow…” -Forbes.com, “The Five Most Important Money Lessons to Teach Your Kids“ Are you considering buying life insurance for an heir?In last week’s post, “Life Insurance for Children and Grandchildren – … Continue reading

Posted in CASH VALUE INSURANCE, FAMILY and FINANCES, INSURANCE ADVICE, WHOLE LIFE INSURANCE | Tagged , , , | 1 Comment

Life Insurance for Children and Grandchildren? The Surprising Benefits

“If you want to start an argument, ask a group of financial advisers what they think about buying life insurance for children.” – Bankrate.com Should you get life insurance for a child? Don’t people only “need” life insurance if they … Continue reading

Posted in CASH VALUE INSURANCE, FAMILY and FINANCES, INSURANCE ADVICE, WHOLE LIFE INSURANCE, WILLS and ESTATE PLANNING | Tagged , , , | 1 Comment

Whole Life Vs. Universal Life: What Insurance Agents and Financial Advisors Really Think

“Believe (me), it’s not fun try­ing to explain to a client why his cash value went down and what are those high fees about.” – Agent/Advisor discussing Whole Life vs. Universal Life with a colleague Have you ever wondered if … Continue reading

Posted in CASH VALUE INSURANCE, INSURANCE ADVICE, INSURANCE AS AN ASSET, WHOLE LIFE INSURANCE | Tagged , , | Leave a comment

Kim Butler: How I Discovered Infinite Banking

“The measure of prosperity should be not how much money we have, but rather how much freedom we have with our money.” – Kim Butler, Infinite Banking Practitioner, Author of Live Your Life Insurance Last month, we published an article … Continue reading

Posted in PROSPERITY ECONOMICS, WHOLE LIFE INSURANCE | Tagged , , , , | 3 Comments

Borrowing Against Life Insurance: Why It Pays to Become Your Own Banker

“YOU ‘FINANCE’ everything you buy. You either pay interest to someone else or you give up interest you could have earned.” -R. Nelson Nash, Becoming Your Own Banker There is an idea called the Infinite Banking Concept (it goes by … Continue reading

Posted in CASH VALUE INSURANCE, WEALTH-BUILDING, WHOLE LIFE INSURANCE | Tagged , , , , , | 6 Comments

Should You Borrow Against Your Cash Value or Withdraw It?

“A penny here, and a dollar there, placed at interest, goes on accumulating, and in this way the desired result is attained.” -P.T. Barnum The Whole Life Insurance Dilemma: Taking Your Cash vs. Taking a Policy Loan Need a chunk … Continue reading

Posted in CASH VALUE INSURANCE, INSURANCE ADVICE, WHOLE LIFE INSURANCE | Tagged , , , | 3 Comments

What’s RIGHT About Target-Date Funds?

“Target-date funds… are the lazy investors dream.” -The “Buy Like Buffet” blog If you’ve been following our blog, you’re aware that we’re not big fans of target-date funds.They have suffered from poor market performance, higher-than-necessary fees, and other substantial problems … Continue reading

Posted in 401K's & IRA's, CASH VALUE INSURANCE, RETIREMENT PLANNING, TARGET-DATE FUNDS, WEALTH-BUILDING, WHOLE LIFE INSURANCE | Leave a comment