Category Archives: SAVING MONEY

BOOK ANNOUNCEMENT: We’re Busting the Retirement Lies!

“Busting the Retirement Lies makes a compelling argument that we’ve been thinking about aging all wrong… and not just financially speaking.” – Nelson Nash, best-selling author of Becoming Your Own Banker It’s Time to Re-Think Retirement! Is this idea of … Continue reading

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Make a Million-Dollar Resolution (part 2)

“The new year stands before us, like a chapter in a book, waiting to be written. We can help write that story by setting goals.” ― Melody Beattie, The Language of Letting Go As we started exploring in our Make a Million … Continue reading

Posted in DEBT SETTLEMENT, ENTREPRENEURSHIP, FINANCE TIPS, PERSONAL FINANCES, SAVING MONEY | Tagged , , , , , , | Leave a comment

Make a Million-Dollar Resolution (part 1)

 “Good resolutions are like babies crying in church. They should be carried out immediately.” ―Charles M. Sheldon Can a New Year’s Resolution make a Million-Dollar Difference? Absolutely! Decisions you make today can make a tremendous difference to your long-term financial … Continue reading

Posted in FINANCE TIPS, HEALTH and WEALTH, PERSONAL FINANCES, SAVING MONEY | Tagged , | 1 Comment

The Truth About “Diversification” and “Longevity Risk” with Target-Date Funds

PART 4 of our “Target-Date Investing: Ten Investment Mistakes Wall Street Hopes you Make” series. “In my opinion, they (target-date funds) should come with a label that says, ‘Warning: This target-date fund is loaded with equities that may be hazardous … Continue reading

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Target-Date Funds: Wall Street’s Betrayal of Main Street Investors

“Target-date mutual funds are another Wall Street crime with the Department of Labor driving the getaway car.” -Barry James Dyke, best-selling author and financial consultant. Target-date funds sound like a good idea, at least on the surface. Everyone knows that … Continue reading

Posted in 401K's & IRA's, ECONOMIC TRENDS, INVESTING ADVICE, PERSONAL FINANCES, RETIREMENT PLANNING, SAVING MONEY, TARGET-DATE FUNDS | Tagged , , , | Leave a comment

Target Date Funds: Why Have Investors Gone Wild for Auto-Pilot Mutual Funds?

“No other fund of any flavor has attracted so much criticism, and no other type of equity mutual fund has sold so well in recent years.” -Morningstar Target-Date Series Research Paper, 2010 Industry Survey Target-date funds have exploded onto the … Continue reading

Posted in 401K's & IRA's, ECONOMIC TRENDS, INVESTING ADVICE, PERSONAL FINANCES, RETIREMENT PLANNING, SAVING MONEY, TARGET-DATE FUNDS | Tagged | 1 Comment

Lifestyle Inflation: Taming the Habits that Escalate Spending

(The Truth About Inflation, Part 1) “I don’t mind going back to daylight saving time. With inflation, the hour will be the only thing I’ve saved all year.” – Victor Borge Have you ever gotten back into a VW Bug, … Continue reading

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