Category Archives: RETIREMENT PLANNING

Universal Life: The Inconvenient Truth about the “Other” Permanent Insurance

“The insurance industry has a dirty little secret that threatens the retirement plans of millions of unsuspecting families. “The problem is buried in the fine print of universal life policies…” John E. Girouard, Forbes.com, “Retirement Disaster Looms for Universal Life … Continue reading

Posted in CASH VALUE INSURANCE, INVESTING ADVICE, RETIREMENT PLANNING | Tagged , , , , , | 2 Comments

What’s RIGHT About Target-Date Funds?

“Target-date funds… are the lazy investors dream.” -The “Buy Like Buffet” blog If you’ve been following our blog, you’re aware that we’re not big fans of target-date funds.They have suffered from poor market performance, higher-than-necessary fees, and other substantial problems … Continue reading

Posted in 401K's & IRA's, CASH VALUE INSURANCE, RETIREMENT PLANNING, TARGET-DATE FUNDS, WEALTH-BUILDING, WHOLE LIFE INSURANCE | Leave a comment

The Truth About “Diversification” and “Longevity Risk” with Target-Date Funds

PART 4 of our “Target-Date Investing: Ten Investment Mistakes Wall Street Hopes you Make” series. “In my opinion, they (target-date funds) should come with a label that says, ‘Warning: This target-date fund is loaded with equities that may be hazardous … Continue reading

Posted in 401K's & IRA's, RETIREMENT PLANNING, SAVING MONEY, TARGET-DATE FUNDS, WEALTH-BUILDING | Tagged , , , | Leave a comment

Should You LEAVE your Money in a Target-Date Fund? “To” vs.”Through” Retirement Funds

Part 3: Target-Date Investing: Ten Investment Mistakes Wall Street Hopes You Make ” ‘Through’  funds have been concocted as (1) an excuse for the 2008 failure and (2) a grab at keeping assets longer.” – Ron Surz, Target Date Solutions … Continue reading

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Target-Date Investing: Ten Investment Mistakes Wall Street Hopes You Make PART 2

“Target-date funds are an expensive tool. It’s like taking a taxi to Vegas.”  – John Graves, financial author, in the Huffington Post. Part 2: Are You Paying for Retirement Fund Conflicts of Interest? In part one of “Target-Date Investing: Ten … Continue reading

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Target Date Investing: Ten Investment Mistakes Wall Street Hopes You Make

“Nowadays, watching the rollercoaster ride that is our current market… will make even the most seasoned investor think twice about dumping the majority of those retirement dollars in the stock market, but don’t give up on Wall Street just yet.” … Continue reading

Posted in 401K's & IRA's, INVESTING ADVICE, RETIREMENT PLANNING, TARGET-DATE FUNDS | Tagged , , , | 1 Comment

Target-Date Funds: Wall Street’s Betrayal of Main Street Investors

“Target-date mutual funds are another Wall Street crime with the Department of Labor driving the getaway car.” -Barry James Dyke, best-selling author and financial consultant. Target-date funds sound like a good idea, at least on the surface. Everyone knows that … Continue reading

Posted in 401K's & IRA's, ECONOMIC TRENDS, INVESTING ADVICE, PERSONAL FINANCES, RETIREMENT PLANNING, SAVING MONEY, TARGET-DATE FUNDS | Tagged , , , | Leave a comment