Category Archives: RETIREMENT PLANNING

Not-So-Smart Planning: Is “Conventional Wisdom” Threatening Your Financial Future?

My Conversation with Elder law Attorney Nicole Wipp on the Smart Planning 101 Podcast “Financial Planning Does Not Work.” – Nicole Wipp Nicole Wipp of the Smart Planning 101 Show  is an Elder Law Attorney who grew up in a … Continue reading

Posted in 401K's & IRA's, ALTERNATIVE INVESTMENTS, PERSONAL FINANCES, RETIREMENT PLANNING | Tagged , , , , , , | Leave a comment

BOOK ANNOUNCEMENT: We’re Busting the Retirement Lies!

“Busting the Retirement Lies makes a compelling argument that we’ve been thinking about aging all wrong… and not just financially speaking.” – Nelson Nash, best-selling author of Becoming Your Own Banker It’s Time to Re-Think Retirement! Is this idea of … Continue reading

Posted in 401K's & IRA's, PRINCIPLES OF PROSPERITY, PROSPERITY ECONOMICS, RETIREMENT PLANNING, SAVING MONEY, WEALTH-BUILDING | Tagged , , | Leave a comment

Universal Life: The Inconvenient Truth about the “Other” Permanent Insurance

“The insurance industry has a dirty little secret that threatens the retirement plans of millions of unsuspecting families. “The problem is buried in the fine print of universal life policies…” John E. Girouard, Forbes.com,“Retirement Disaster Looms for Universal Life Policyholders” … Continue reading

Posted in CASH VALUE INSURANCE, INVESTING ADVICE, RETIREMENT PLANNING | Tagged , , , , , | 13 Comments

What’s RIGHT About Target-Date Funds?

“Target-date funds… are the lazy investors dream.” -The “Buy Like Buffet” blog If you’ve been following our blog, you’re aware that we’re not big fans of target-date funds.They have suffered from poor market performance, higher-than-necessary fees, and other substantial problems … Continue reading

Posted in 401K's & IRA's, CASH VALUE INSURANCE, RETIREMENT PLANNING, TARGET-DATE FUNDS, WEALTH-BUILDING, WHOLE LIFE INSURANCE | Leave a comment

The Truth About “Diversification” and “Longevity Risk” with Target-Date Funds

PART 4 of our “Target-Date Investing: Ten Investment Mistakes Wall Street Hopes you Make” series. “In my opinion, they (target-date funds) should come with a label that says, ‘Warning: This target-date fund is loaded with equities that may be hazardous … Continue reading

Posted in 401K's & IRA's, RETIREMENT PLANNING, SAVING MONEY, TARGET-DATE FUNDS, WEALTH-BUILDING | Tagged , , , | Leave a comment

Should You LEAVE your Money in a Target-Date Fund? “To” vs.”Through” Retirement Funds

Part 3: Target-Date Investing: Ten Investment Mistakes Wall Street Hopes You Make ” ‘Through’  funds have been concocted as (1) an excuse for the 2008 failure and (2) a grab at keeping assets longer.” – Ron Surz, Target Date Solutions … Continue reading

Posted in 401K's & IRA's, RETIREMENT PLANNING, TARGET-DATE FUNDS | Tagged , , , | 1 Comment

Target-Date Investing: Ten Investment Mistakes Wall Street Hopes You Make PART 2

“Target-date funds are an expensive tool. It’s like taking a taxi to Vegas.”  – John Graves, financial author, in the Huffington Post. Part 2: Are You Paying for Retirement Fund Conflicts of Interest? In part one of “Target-Date Investing: Ten … Continue reading

Posted in INVESTING ADVICE, RETIREMENT PLANNING, TARGET-DATE FUNDS | Tagged , , , | 2 Comments