Category Archives: PERSONAL FINANCES

Kick-Start the Savings Habit

“As important as I think (saving) is, national savings has always been relegated to the B list of economic measures.”  Edward M. Gramlich, Board of Governors of the Federal Reserve from 1997 – 2005 Believe it or not, there was … Continue reading

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The Financial Adviser Feud

What kind of financial adviser is right for you? In this episode of the Prosperity Podcast, “No BS Money Guy,” Todd Strobel and best-selling financial author, Kim D. H. Butler talk about the different types of financial advisers that exist … Continue reading

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Is It Time to Get Out of the Stock Market?

“Know when to hold ’em, know when to fold ’em; know when to walk away; know when to run.” – Kenny Rogers, “The Gambler” If you’re invested in the stock market, is it time to take your money and run? … Continue reading

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The Truth About Typical Financial Planning and Advice

“The fancy graphs and charts giveth, and the fine print taketh away.” – Financial Planning has Failed The following is an excerpt from our new ebook by Kim Butler and Kate Phillips, Financial Planning Has Failed. You can get the … Continue reading

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The Whole Life vs. Term Insurance Debate

“It is better to debate a question without settling it than to settle a question without debating it.” – Joseph, Joubert  Should You “Buy Term and Invest the Difference”? In a recent comment from a reader on a post about … Continue reading

Posted in CASH VALUE INSURANCE, LIFE INSURANCE ADVICE, PERSONAL FINANCES, WHOLE LIFE INSURANCE | Tagged , , , , | 4 Comments

Taming Financial Fears and Worries

“Worry is like a rocking chair: it gives you something to do but never gets you anywhere.” – Erma Bombeck I’ve been getting a lot of questions from concerned clients lately. They’re worried about the stock market, perhaps even bank … Continue reading

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Financial Reform or Regression? The Battle Over Dodd-Frank Provisions and Fiduciary Vs. Suitability Standards

” Vested interests have never been known to have willingly divested themselves unless there was sufficient force to compel them.” – B. R. Ambedkar In 2010, the Dodd-Frank Wall Street Reform and Consumer Protection Act provided meaningful (if imperfect) reforms … Continue reading

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