Category Archives: PERSONAL FINANCES

The Truth About Typical Financial Planning and Advice

“The fancy graphs and charts giveth, and the fine print taketh away.” – Financial Planning has Failed The following is an excerpt from our new ebook by Kim Butler and Kate Phillips, Financial Planning Has Failed. You can get the … Continue reading

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The Whole Life vs. Term Insurance Debate

“It is better to debate a question without settling it than to settle a question without debating it.” – Joseph, Joubert  Should You “Buy Term and Invest the Difference”? In a recent comment from a reader on a post about … Continue reading

Posted in CASH VALUE INSURANCE, LIFE INSURANCE ADVICE, PERSONAL FINANCES, WHOLE LIFE INSURANCE | Tagged , , , , | 4 Comments

Taming Financial Fears and Worries

“Worry is like a rocking chair: it gives you something to do but never gets you anywhere.” – Erma Bombeck I’ve been getting a lot of questions from concerned clients lately. They’re worried about the stock market, perhaps even bank … Continue reading

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Financial Reform or Regression? The Battle Over Dodd-Frank Provisions and Fiduciary Vs. Suitability Standards

” Vested interests have never been known to have willingly divested themselves unless there was sufficient force to compel them.” – B. R. Ambedkar In 2010, the Dodd-Frank Wall Street Reform and Consumer Protection Act provided meaningful (if imperfect) reforms … Continue reading

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Why Financial Planning Doesn’t Work – An interview with Kim Butler

Recently I had the opportunity to be interviewed by syndicated financial columnist Steve Savant, whose video show Let’s Get Down to Business produces daily content for financial and insurance professionals. Although it was filmed for a different audience, it’s a … Continue reading

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Make a Million Dollar Resolution (Part 3) – Start Building Equity!

“Character is the ability to carry out a good resolution long after the excitement of the moment has passed.” – Cavett Robert   Last year we published Parts 1 and 2 of “Make a Million Dollar Resolution,” and today, we … Continue reading

Posted in INSURANCE AS AN ASSET, PERSONAL FINANCES, REAL ESTATE, WEALTH-BUILDING, WHOLE LIFE INSURANCE | Tagged , , | Leave a comment