Category Archives: INSURANCE ADVICE

The Facts of Life Insurance

Understanding Life Insurance Rates of Return, Insurability, and Insurable Interest On today’s episode of the Prosperity Podcast, Kim and Todd analyze whole life insurance rates of return for different age brackets. Surprisingly, this reveals that “you’re never too old for … Continue reading

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Using Life Insurance Before Death

Give While You Live! Picking up where they left off last episode, “No BS Money Guy,” Todd Strobel, and best-selling financial author, Kim D. H. Butler, resume talking about life insurance and how we can use it for our benefit … Continue reading

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Financial Reform or Regression? The Battle Over Dodd-Frank Provisions and Fiduciary Vs. Suitability Standards

” Vested interests have never been known to have willingly divested themselves unless there was sufficient force to compel them.” – B. R. Ambedkar In 2010, the Dodd-Frank Wall Street Reform and Consumer Protection Act provided meaningful (if imperfect) reforms … Continue reading

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Has Kiplinger’s Sold Out?  The Financial Media Bias (Part 2 – The Stock Market and Saving Money)

“Personal finance publications bias their recommendations—either consciously or subconsciously—to favor advertisers.” – Jonathan Reuter and Eric Zitzewitz, Quarterly Journal of Economics Two weeks ago, we started a rant inspired by a single issue of Kiplinger’s that I picked up to read … Continue reading

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7 Ways to Save a Life Insurance Policy (even if you can’t afford the premiums)

“I bought a new life insurance policy but the small print is impossible to understand. All I´m sure of is that after I die, I can stop paying.” Do You Want to Stop Paying Your Life Insurance Premiums? What happens … Continue reading

Posted in CASH VALUE INSURANCE, FAMILY and FINANCES, INSURANCE ADVICE, INSURANCE AS AN ASSET, ORGANIZING YOUR FINANCES, WHOLE LIFE INSURANCE, WILLS and ESTATE PLANNING | Tagged , , , | 2 Comments

Suze Orman: Follow Her Example – Not Her Advice!

“…We place a lot of “stock” in the so-called “experts” and financial celebrities…. Unfortunately what they do and what they say are of two opposing philosophies.” – Wealthicity.com Actions Speak Louder Than Words It seems that the best advice can be … Continue reading

Posted in ENTREPRENEURSHIP, INSURANCE ADVICE, INVESTING ADVICE, PERSONAL FINANCES, WHOLE LIFE INSURANCE | Tagged , , , , | 3 Comments

Is Whole Life Insurance a Good Investment? Busting the ROI Illusion

“Whenever I hear a financial consultant (or anyone) talk about less expensive premiums for term, I know they really don’t understand how this animal of properly designed whole life insurance really works.” – DailyFinance.com Is whole life insurance a good … Continue reading

Posted in CASH VALUE INSURANCE, INSURANCE ADVICE, WHOLE LIFE INSURANCE | Tagged , , | 2 Comments