Category Archives: ECONOMIC TRENDS

Target Date Funds: Why Have Investors Gone Wild for Auto-Pilot Mutual Funds?

“No other fund of any flavor has attracted so much criticism, and no other type of equity mutual fund has sold so well in recent years.” -Morningstar Target-Date Series Research Paper, 2010 Industry Survey Target-date funds have exploded onto the … Continue reading

Posted in 401K's & IRA's, ECONOMIC TRENDS, INVESTING ADVICE, PERSONAL FINANCES, RETIREMENT PLANNING, SAVING MONEY, TARGET-DATE FUNDS | Tagged | 1 Comment

The Truth About Inflation, Part 2: CPI Smoke and Mirrors

“History is largely a history of inflation, usually inflations engineered by governments for the gain of governments.” – Friedrich A. Hayek, Nobel Laureate Economist Last week we discussed lifestyle inflation, the inflation that we create ourselves as we grow older … Continue reading

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Lifestyle Inflation: Taming the Habits that Escalate Spending

(The Truth About Inflation, Part 1) “I don’t mind going back to daylight saving time. With inflation, the hour will be the only thing I’ve saved all year.” – Victor Borge Have you ever gotten back into a VW Bug, … Continue reading

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Financial Flexibility: Saving Too Much in All the Wrong Places?

“More than 25% of Americans are dipping into 401(k) retirement accounts to pay for bills.” ~The Los Angeles Times, March 7, 2013 More people are raiding their 401(k)s than ever before, but not for retirement. According to CNBC’s report of … Continue reading

Posted in 401K's & IRA's, ECONOMIC TRENDS, PROSPERITY ECONOMICS, SAVING MONEY | Tagged , , | 2 Comments

Singles and Money: Flying Solo Financially

“In 1950, only 22 percent of American adults were single. Today, more than 50 percent of American adults are single, and 31 million—roughly one out of every seven adults—live alone.” -book description for Eric Klinenberg’s Going Solo Has Single Become … Continue reading

Posted in ECONOMIC TRENDS, FINANCE TIPS, ORGANIZING YOUR FINANCES, PERSONAL FINANCES, RETIREMENT PLANNING, SAVING MONEY | Tagged , , , , | Leave a comment

Reverse Mortgage Risks and Rewards: Should You Bank on Your Home?

“Home Equity Conversion Mortgages (HECM), or reverse mortgages, which are designed, administered and insured by the Federal Housing Administration (FHA), are one of the best engineered financial tools of our generation.” -Jack Guttentag, Wharton Professor and nationally syndicated mortgage columnist … Continue reading

Posted in ECONOMIC TRENDS, FAMILY and FINANCES, MORTGAGES, REAL ESTATE | Tagged , , , , , , | 1 Comment

The Collapse of the US Economy in 2013? (Or, seeking an investment strategy for the end of the world)

“If things go wrong, don’t go with them.” ~Roger Babson Should we prepare for an economic collapse or toast the recovery? While the stock market hits record highs and the jobs report is the best in years, observers are split … Continue reading

Posted in ECONOMIC TRENDS, INVESTING ADVICE, PERSONAL FINANCES, WEALTH-BUILDING | Tagged , , , , , | 3 Comments