Category Archives: CASH VALUE INSURANCE

The Accumulation Trap: Why You Must Keep Your Money Moving!

“I want my money to be like a river, not like a pond.” – Lisa Sasevich, Inc. 500 business owner We said in our last article, we’re tired of “investing” being equated with the stock market/ mutual funds! Wall Street … Continue reading

Posted in CASH VALUE INSURANCE, PRINCIPLES OF PROSPERITY, PROSPERITY ECONOMICS | Tagged , , , | Leave a comment

Is Whole Life Insurance a Good Investment? Busting the ROI Illusion

“Whenever I hear a financial consultant (or anyone) talk about less expensive premiums for term, I know they really don’t understand how this animal of properly designed whole life insurance really works.” – DailyFinance.com Is whole life insurance a good … Continue reading

Posted in CASH VALUE INSURANCE, INSURANCE ADVICE, WHOLE LIFE INSURANCE | Tagged , , | 2 Comments

The Leverage Test: Can You Use Your Assets as Collateral?

“When we leverage, we aggregate and organize existing resources to achieve success.” – Richie Norton, The Power of Starting Something Stupid. When you invest or store your dollars somewhere, it’s important to consider if – or on what terms – … Continue reading

Posted in 401K's & IRA's, CASH VALUE INSURANCE, INSURANCE AS AN ASSET, WHOLE LIFE INSURANCE | Tagged , , , , | 1 Comment

How to Buy Life Insurance for a Child

“The sooner you save, the faster your money can grow…” -Forbes.com, “The Five Most Important Money Lessons to Teach Your Kids“ Are you considering buying life insurance for an heir?In last week’s post, “Life Insurance for Children and Grandchildren – … Continue reading

Posted in CASH VALUE INSURANCE, FAMILY and FINANCES, INSURANCE ADVICE, WHOLE LIFE INSURANCE | Tagged , , , | 5 Comments

Life Insurance for Children and Grandchildren? The Surprising Benefits

“If you want to start an argument, ask a group of financial advisers what they think about buying life insurance for children.” – Bankrate.com Should you get life insurance for a child? Don’t people only “need” life insurance if they … Continue reading

Posted in CASH VALUE INSURANCE, FAMILY and FINANCES, INSURANCE ADVICE, WHOLE LIFE INSURANCE, WILLS and ESTATE PLANNING | Tagged , , , | 7 Comments

Whole Life Vs. Universal Life: What Insurance Agents and Financial Advisors Really Think

“Believe (me), it’s not fun try­ing to explain to a client why his cash value went down and what are those high fees about.” – Agent/Advisor discussing Whole Life vs. Universal Life with a colleague Have you ever wondered if … Continue reading

Posted in CASH VALUE INSURANCE, INSURANCE ADVICE, INSURANCE AS AN ASSET, WHOLE LIFE INSURANCE | Tagged , , | Leave a comment

Universal Life: The Inconvenient Truth about the “Other” Permanent Insurance

“The insurance industry has a dirty little secret that threatens the retirement plans of millions of unsuspecting families. “The problem is buried in the fine print of universal life policies…” John E. Girouard, Forbes.com,“Retirement Disaster Looms for Universal Life Policyholders” … Continue reading

Posted in CASH VALUE INSURANCE, INVESTING ADVICE, RETIREMENT PLANNING | Tagged , , , , , | 13 Comments