Category Archives: 401K’s & IRA’s

Entrepreneurs by Necessity: Businesses are the New Jobs

“In case you didn’t get the memo; jobs are dead.” -Kate Phillips, “Why Entrepreneurs Rule the World” Can’t find a job? The solution that many have found to the woes of the economy is to start their own business. “The Great Recession … Continue reading

Posted in 401K's & IRA's, ECONOMIC TRENDS, ENTREPRENEURSHIP, GUIDE TO FINANCIAL PEACE, PROSPERITY ECONOMICS, RETIREMENT PLANNING | Tagged , , , | Leave a comment

Roth Vs Traditional 401k’s and IRAs: Should you Convert?

“A bird in the hand is worth two in the bush.” -Cervantes, Don Quixote, Pt. I. Ch. IV Although you won’t find it yet in Webster or Dictionary.com, “Rothify” is a word you’ll be hearing more of in 2013. According … Continue reading

Posted in 401K's & IRA's, ECONOMIC TRENDS, INVESTING ADVICE, RETIREMENT PLANNING, SAVING MONEY, WEALTH-BUILDING | Tagged , , , | Leave a comment

Alternative Investments: If Not the Stock Market, then What?

“The individual investor should act consistently as an investor and not as a speculator.” -Benjamin Graham As we saw in our last post, the truth about the stock market has been obscured for too long. Mutual funds and stocks, the … Continue reading

Posted in 401K's & IRA's, ALTERNATIVE INVESTMENTS, BRIDGE LOAN INVESTMENTS, INSURANCE AS AN ASSET, INVESTING ADVICE, LIFE SETTLEMENTS, REAL ESTATE, WEALTH-BUILDING | Tagged , | 2 Comments

Inconvenient Truths about the Stock Market

“The person that is buying a share of stock is convinced he knows something that the other person who’s selling it to him does not know. There’s no zero sum game in Wall Street.” -Bernie Madoff No doubt you’ve heard … Continue reading

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Passive Income: Why Cash FLOW is King (even if you’re not retiring)

“Happiness is positive cash flow.” -Fred Adler, venture capitalist. From a financial perspective, the goal of retirement planning is providing passive income. Passive income is income that is not derived from one’s labor, though there may have been plenty of … Continue reading

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Tax Deferal and the Sword of Damocles

“Judge no one happy until his life is over.” – Ancient Roman proverb Tax Deferral and the Sword of Damocles At first glance, especially from a distance, some arrangements may seem quite attractive. But when a fuller understanding is acquired, … Continue reading

Posted in 401K's & IRA's, ECONOMIC TRENDS, PERSONAL FINANCES, TAX TIPS | Tagged , | Leave a comment

A Proposed Tax Change to Inherited IRAs is Dropped

A PROPOSED TAX CHANGE TO INHERITED IRAs IS DROPPED, BUT IS IT A SIGN OF THINGS TO COME? One of the unknowns that lurks in the shadows of many qualified retirement plans (such as IRAs, TSAs, and 401(k)s) is future … Continue reading

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