Category Archives: 401K’s & IRA’s

Should You Liquidate Your 401(k) Early?

“I would blow up the system and restart with something totally different.” – Ted Benna, “father” of the 401(k), as told to MarketWatch.com As investors start to educate themselves about investing, many begin to realize that their 401(k) might not … Continue reading

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Not-So-Smart Planning: Is “Conventional Wisdom” Threatening Your Financial Future?

My Conversation with Elder law Attorney Nicole Wipp on the Smart Planning 101 Podcast “Financial Planning Does Not Work.” – Nicole Wipp Nicole Wipp of the Smart Planning 101 Show  is an Elder Law Attorney who grew up in a … Continue reading

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The Leverage Test: Can You Use Your Assets as Collateral?

“When we leverage, we aggregate and organize existing resources to achieve success.” – Richie Norton, The Power of Starting Something Stupid. When you invest or store your dollars somewhere, it’s important to consider if – or on what terms – … Continue reading

Posted in 401K's & IRA's, CASH VALUE INSURANCE, INSURANCE AS AN ASSET, WHOLE LIFE INSURANCE | Tagged , , , , | 1 Comment

BOOK ANNOUNCEMENT: We’re Busting the Retirement Lies!

“Busting the Retirement Lies makes a compelling argument that we’ve been thinking about aging all wrong… and not just financially speaking.” – Nelson Nash, best-selling author of Becoming Your Own Banker It’s Time to Re-Think Retirement! Is this idea of … Continue reading

Posted in 401K's & IRA's, PRINCIPLES OF PROSPERITY, PROSPERITY ECONOMICS, RETIREMENT PLANNING, SAVING MONEY, WEALTH-BUILDING | Tagged , , | Leave a comment

What’s RIGHT About Target-Date Funds?

“Target-date funds… are the lazy investors dream.” -The “Buy Like Buffet” blog If you’ve been following our blog, you’re aware that we’re not big fans of target-date funds.They have suffered from poor market performance, higher-than-necessary fees, and other substantial problems … Continue reading

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Is Your Investing Paradigm Upside Down? The False Assumptions and That Lead Investors Astray

Part 5 of our “Target-Date Investing: Ten Investment Mistakes Wall Street Hopes You Make” series. (You can find all of our Target-Date Funds articles here.) “Usually, one would expect a retail product in a fast-growing, $500 billion market to have … Continue reading

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The Truth About “Diversification” and “Longevity Risk” with Target-Date Funds

PART 4 of our “Target-Date Investing: Ten Investment Mistakes Wall Street Hopes you Make” series. “In my opinion, they (target-date funds) should come with a label that says, ‘Warning: This target-date fund is loaded with equities that may be hazardous … Continue reading

Posted in 401K's & IRA's, RETIREMENT PLANNING, SAVING MONEY, TARGET-DATE FUNDS, WEALTH-BUILDING | Tagged , , , | Leave a comment