Category Archives: 401K’s & IRA’s

What’s RIGHT About Target-Date Funds?

“Target-date funds… are the lazy investors dream.” -The “Buy Like Buffet” blog If you’ve been following our blog, you’re aware that we’re not big fans of target-date funds.They have suffered from poor market performance, higher-than-necessary fees, and other substantial problems … Continue reading

Posted in 401K's & IRA's, CASH VALUE INSURANCE, RETIREMENT PLANNING, TARGET-DATE FUNDS, WEALTH-BUILDING, WHOLE LIFE INSURANCE | Leave a comment

Is Your Investing Paradigm Upside Down? The False Assumptions and That Lead Investors Astray

Part 5 of our “Target-Date Investing: Ten Investment Mistakes Wall Street Hopes You Make” series. (You can find all of our Target-Date Funds articles here.) “Usually, one would expect a retail product in a fast-growing, $500 billion market to have … Continue reading

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The Truth About “Diversification” and “Longevity Risk” with Target-Date Funds

PART 4 of our “Target-Date Investing: Ten Investment Mistakes Wall Street Hopes you Make” series. “In my opinion, they (target-date funds) should come with a label that says, ‘Warning: This target-date fund is loaded with equities that may be hazardous … Continue reading

Posted in 401K's & IRA's, RETIREMENT PLANNING, SAVING MONEY, TARGET-DATE FUNDS, WEALTH-BUILDING | Tagged , , , | Leave a comment

Should You LEAVE your Money in a Target-Date Fund? “To” vs.”Through” Retirement Funds

Part 3: Target-Date Investing: Ten Investment Mistakes Wall Street Hopes You Make ” ‘Through’  funds have been concocted as (1) an excuse for the 2008 failure and (2) a grab at keeping assets longer.” – Ron Surz, Target Date Solutions … Continue reading

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Target Date Investing: Ten Investment Mistakes Wall Street Hopes You Make

“Nowadays, watching the rollercoaster ride that is our current market… will make even the most seasoned investor think twice about dumping the majority of those retirement dollars in the stock market, but don’t give up on Wall Street just yet.” … Continue reading

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Target-Date Funds: Wall Street’s Betrayal of Main Street Investors

“Target-date mutual funds are another Wall Street crime with the Department of Labor driving the getaway car.” -Barry James Dyke, best-selling author and financial consultant. Target-date funds sound like a good idea, at least on the surface. Everyone knows that … Continue reading

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Target Date Funds: Why Have Investors Gone Wild for Auto-Pilot Mutual Funds?

“No other fund of any flavor has attracted so much criticism, and no other type of equity mutual fund has sold so well in recent years.” -Morningstar Target-Date Series Research Paper, 2010 Industry Survey Target-date funds have exploded onto the … Continue reading

Posted in 401K's & IRA's, ECONOMIC TRENDS, INVESTING ADVICE, PERSONAL FINANCES, RETIREMENT PLANNING, SAVING MONEY, TARGET-DATE FUNDS | Tagged | 1 Comment